Private treatment
Eligible surgery and treatment costs may be covered depending on the policy.
Health insurance for faster treatment options.
Medical insurance can help cover eligible private treatment costs, giving you more choice and reducing reliance on savings if health issues arise.
Choose health cover that fits how you use care.
Health policies vary widely. Some focus on major surgical costs, while others include specialists, tests, cancer treatment options or everyday benefits.
We help compare the cover level, excess, exclusions and premium so you understand what you are paying for.
- Compare hospital and specialist cover
- Understand excess and premium trade-offs
- Review exclusions and pre-existing condition terms
- Coordinate cover for individuals or families
What health insurance may support.
Specialists and tests
Some plans help with specialist visits, diagnostic imaging and investigations.
Choice and timing
Private cover can give you more choice over providers and treatment timing.
What to compare before choosing.
- Hospital-only versus broader cover
- Excess options and premium impact
- Cancer treatment and non-Pharmac medicine features
- Pre-existing condition terms and stand-down periods
Frequently Asked Questions
Clear answers to the questions clients most often ask before they speak with us.
Does health insurance cover everything?
No. Every policy has limits, exclusions and conditions. We help explain what is and is not covered.
Can I cover my family?
Yes. Many insurers offer family cover options, and we can compare how premiums and benefits differ.
Compare options across leading New Zealand lenders.
Ready to review your insurance options?
Tell us what you want protected and we will help you compare cover options that fit your family, lending and income needs.