Understand your needs
Tell us about your lifestyle, income, and financial goals.
Life insurance cover for your family.
Protect your home and your family's financial future if the unexpected happens.
How life insurance protects you.
Life insurance gives your loved ones the financial support they need if you pass away or are diagnosed with a terminal illness.
The payout can help cover everyday expenses, clear debts, or even pay off the mortgage so your family can focus on what truly matters.
What does life insurance cover?
Life insurance is designed to give your family financial stability when they need it most. The payout can be used in whatever way suits them best, whether that is managing ongoing expenses, clearing debts, or planning for the future.
It can also provide early support in the case of a terminal illness diagnosis with less than 12 months to live, giving you access to funds when it matters most.
Get the right cover in four steps.
Compare your options
We research suitable cover from trusted New Zealand insurers.
Choose your cover
Select the level of protection that fits your situation.
Get protected
Enjoy peace of mind knowing your family is secure.
Cover options we can help with.
Every person's situation is different. We work with trusted New Zealand insurers to find cover that fits your life, income, and goals.
Life Cover
A lump sum payment is made to your family if you pass away or receive a terminal illness diagnosis with less than 12 months to live.
Trauma Cover
If you are diagnosed with a specified serious condition and meet policy criteria, you receive a lump sum payment.
Permanent Disability Cover
If you become totally and permanently disabled and are unable to work again, this cover provides a lump sum payment.
Income Cover
If illness stops you from working for an extended period, income cover can provide a monthly benefit based on your income.
How to make a claim.
Get in touch with us
Contact CorePath Financial as soon as you are ready to make a claim. We will talk you through the process.
Gather your documents
We help identify what documentation is required, such as medical reports, proof of income, or other supporting information.
We lodge the claim
We liaise directly with the insurer to submit your claim and follow up on your behalf.
Receive your payout
Once the insurer assesses and approves your claim, the payout is made. We keep you informed throughout.
Frequently Asked Questions
Clear answers to the questions clients most often ask before they speak with us.
How much life insurance do I need?
It depends on your family circumstances, outstanding debts, and ongoing responsibilities. We help you work through this properly.
Are life insurance payouts taxable in New Zealand?
Generally, no. Life insurance payouts in New Zealand are usually tax-free, meaning your family receives the full sum assured.
Can I get cover with a pre-existing condition?
In many cases, yes. Cover may still be available depending on the condition, though exclusions or premium loadings may apply.
Can I have more than one type of cover?
Yes. Many New Zealanders hold a combination of covers, such as Life Cover alongside Trauma Cover and Income Cover.
Compare options across leading New Zealand lenders.
Protect your family's future today.
Get expert advice and find the right life insurance cover. No pressure, just clear guidance from the CorePath Financial team.