8 October 2026
CorePath Financial blog.
Articles, updates, and mortgage guidance from the CorePath Financial team.
8 October 2026
First home buyer's guide
A practical New Zealand first-home buyer guide: budget, deposit, KiwiSaver, pre-approval, property checks and settlement. Read post
22 September 2026
Break fees explained: what it costs to leave a fixed rate early
When a fixed-rate break fee applies, what affects the quote, and a worked example of whether switching could pay off. Read post 18 September 2026
GDP grew 0.2%: does a soft quarter mean cheaper mortgages?
What the June-quarter GDP result means for mortgage rates, why bank offers can lag the news, and what to check before refixing. Read post 15 September 2026
A short glossary of money and home-loan words in te reo Māori
Pūtea, whare, moni, nama, penapena and more: nine useful words with pronunciation guidance and checked macrons. Read post 10 September 2026
Fixed or floating: a 2026 decision guide
How rising and falling rates change the decision, when splitting your loan can help, and the questions to ask before choosing. Read post
7 September 2026
How much can I actually borrow? Test rates explained
Why lenders test your mortgage at a higher rate than the one you may pay—and how that buffer can reduce the loan amount their calculator supports. Read post
3 September 2026
The seven documents your lender will ask for
A practical New Zealand home-loan checklist covering identity, income, bank statements, debts, deposit evidence and property documents. Read post 1 September 2026
OCR Tomorrow: Should You Fix Your Mortgage or Wait?
What tomorrow's OCR announcement may mean for mortgage rates, plus a practical way to compare fixing, waiting or splitting your home loan. Read post
27 August 2026
Mortgage broker Manukau: how to find the right home loan
How an adviser can help compare lenders, prepare your application, plan a low-deposit pathway, refinance or apply while self-employed. Read post
25 August 2026
Mortgage broker in Papakura: how approvals actually work in 2026
Understand the three tests behind a home loan decision: deposit and LVR, total debt and DTI, and the lender's own servicing assessment. Read post
21 August 2026
Mortgage broker vs bank: which is better for your home loan?
Compare lender choice, rates, fees and service when deciding between an Auckland mortgage adviser and applying directly to a bank. Read post
19 August 2026
Should you refinance your home loan? 7 signs it’s time to review your mortgage
What refinancing means, seven signs to review, the costs of switching, and how to compare staying, restructuring and moving lenders. Read post
17 August 2026
How much can I borrow for a home loan in New Zealand?
How lenders assess income, debts, expenses, deposits and debt-to-income position, plus practical ways to prepare for pre-approval. Read post 10 August 2026
How to buy your first home in Auckland with a 5% deposit
A practical guide to First Home Loan eligibility, KiwiSaver, lender checks, pre-approval, buying costs, and the steps to prepare. Read post
19 June 2026
Why 2026 could be a smart time to buy a home
More choice, softer buyer competition, and sharper advertised fixed rates are giving prepared buyers more room to move. Read postNeed advice before the next article lands?
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