Buy premises
Funding for business owners purchasing a property to operate from.
Commercial loans with the right structure.
Commercial lending needs a clear view of the asset, lease income, business strength and repayment plan. We help compare options and present the case to lenders.
Commercial lending is assessed differently.
A commercial loan may involve different deposit levels, shorter loan terms, lease reviews, valuations and lender conditions. The best option depends on the property, the borrower and the income supporting the loan.
We help organise the information lenders need and explain the likely structure before you commit.
- Compare commercial lender appetite
- Review loan term and repayment structure
- Prepare lease and financial information
- Coordinate conditions, valuation and settlement
Commercial loan uses.
Invest in commercial property
Loans for commercial assets where lease income and property fundamentals need careful review.
Refinance or restructure
Review existing commercial lending to improve structure, terms or lender fit.
Information lenders may request.
- Lease details and tenant information
- Business or borrower financials
- Property valuation and insurance
- Ownership structure and security details
Frequently Asked Questions
Clear answers to the questions clients most often ask before they speak with us.
Are commercial loan terms different from home loans?
Yes. Commercial loans often have different terms, deposits, fees and review periods. We explain those differences upfront.
Can you help with owner-occupied commercial property?
Yes. We help business owners compare lending options for premises they intend to operate from.
Compare options across leading New Zealand lenders.
Ready to review your mortgage options?
Tell us what you are trying to achieve and we will help you compare lending options, structure the application, and move forward with clarity.